217+ Live Deals Available Today

Turn Bank Bonuses Into
Your Side Income

Discover, track and automate $4,700+ in cash bonuses. Our AI does the heavy lifting — you keep the money.

🔒 Bank-grade Plaid security  ·  3-day free trial  ·  No credit card

$4,700+
Average annual earnings per member
217+
Live bank bonus offers tracked
91
Days fee waived per offer signup
3 days
Free trial — no credit card needed
Everything you need

The full bonus-hunting
toolkit, automated

From discovering offers to collecting the cash — every step handled for you.

🏦
$400+ Personalized Offer Feed
Link your bank via Plaid and instantly see only the offers you're eligible for — sorted by value. Offers from banks you already have are automatically hidden.
🤖
AI Bonus Agent
GPT-4o powered assistant that tells you exactly which 3 banks to open based on your capital, risk profile, and timeline. Ask it anything about your strategy.
⚡
Autopay DD Scheduler
Meets direct deposit requirements automatically with a 91-day ACH cycle: push → pull → repeat. Powered by Plaid Transfer. Set it once, then forget it.
📊
ROIC Calculator
See your exact return on invested capital for every offer. Compare APY equivalents across your active accounts and projected bonus timelines side-by-side.
🔍
EWS & ChexSystems Monitor
1,004+ public endpoints monitored every 6 hours — CFPB, Reddit, DoC, bank newsrooms, and regulators. Instant alerts when bank policies change.
🛡️
Bank-Grade Security
Plaid-powered bank linking with read-only access. No passwords stored. HMAC-signed visitor tokens. Your credentials never touch our servers.
Simple process

From zero to earning
in under 5 minutes

1
Connect Your Bank
Link any bank account via Plaid's secure 60-second flow. This unlocks your personalized $400+ offer feed and starts your 3-day free trial instantly.
2
Pick Your Offers
Browse offers filtered for your exact profile. The AI agent recommends the highest-ROI stack based on your available capital and how many accounts you can manage.
3
Sign Up & Earn Waiver
Sign up for one offer through the platform and your $49/mo fee is automatically waived for 91 days — giving you time to collect the bonus risk-free.
4
Let Autopay Run
Our scheduler meets direct deposit requirements automatically via Plaid. Bonuses post to your account — typically $300–$600+ per offer.
Transparent pricing

Pay for what you earn.

Start free — $49/mo discount credit applies to campaigns. Tax included through 1/1/2027

Trial
Explore the platform and custom offers risk-free.
$0/3 days
  • ✓ Full Command Center access
  • ✓ Campaigns (locked preview)
  • ✓ Custom Offers page (200+ live)
  • ✓ Big Bank Bonus Report
  • ✓ 72-Month Planner
  • ✗ Run campaigns
  • ✗ AI Agent / SMS alerts
Membership
Member
Discount credit per campaign. Max 5 per 91-day window.
$49/mo
Credit card only
Applies $49 credit to each campaign (max 5 / 91 days)
💳

Pay what you earn: Your $49/mo credit reduces campaign fees from $148 to $99. Unused credit lapses monthly. Campaigns beyond 5 per 91 days run at full $148.

  • ✓ $49/mo campaign discount
  • ✓ Unlock all campaigns
  • ✓ AI Bonus Agent (GPT-4o)
  • ✓ Autopay DD Scheduler
  • ✓ Account Monitor
  • ✓ SMS Alerts
  • ✓ Priority Support

Charged on day 4 after trial. Cancel anytime.

Per Campaign
Automate one bank bonus from start to finish.
$99/$148 list
After $49 credit applied
ACH at checkout + $5,000 working capital
🏦

What's included: AI bank signup, $100 seed deposit, new account monitor, live DD scheduler, and everything you need to earn the bonus.

  • ✓ AI bank account setup
  • ✓ $100 seed deposit
  • ✓ Account Monitor (live)
  • ✓ DD Auto-Scheduler (jitter)
  • ✓ Plaid verification ($5k gate)
  • ✓ Invoice & SMS alerts
  • ✓ ACH transfer orchestration

Requires $5,000+ verified balance. Ineligible accounts never charged.

⏱ How billing works

1

Register & KYC, start your 3-day free trial. Explore campaigns (locked), custom offers, Big Bank Bonus Report, and 72-Month Planner — zero cost.

2

Pick a campaign. Checkout verifies your $5,000+ balance via Plaid (ineligible accounts are never charged). Sign the ACH PPD authorization form.

3

Pay $49/mo on your credit card (your only card charge ever). This subscribes you and provides a $49 campaign discount. Campaign fee: $99 via ACH ($148 list − $49 credit).

4

AI opens your new bank account, $100 seed lands, account monitor goes live. Your $5,000 working capital moves via Fidelity rail. Campaign runs automatically. Max 5 campaigns per 91-day window.

Real members

What our earners say

★★★★★

"The AI agent told me exactly which 3 banks to open based on my $2,000 capital for maximum return. Incredible tool — easily pays for the subscription tenfold."

M
Michael T.
Earned $1,400 in 3 months
★★★★★

"I signed up for one Chase offer and my fee was automatically waived for 91 days. Got the $300 bonus and never paid a cent. The waiver system is genius."

S
Sarah K.
91-day waiver active
★★★★★

"The autopay scheduler is the killer feature. It handles all the DD requirements automatically. I literally do nothing and the bonuses just post to my account."

J
James R.
Earned $4,200 this year
Got questions?

Frequently asked

Banks win too. Every applicant we send is KYC/AML pre-screened, identity-verified, and arrives with a complete financial profile — reducing onboarding fraud risk and compliance overhead. For members, that means account setup in seconds, not days. No paperwork, no branch visit. And before you apply anywhere, our pre-approval engine gives you a crystal-ball view: 99% accurate approval predictions across 7,000+ banks, 99.8% for the top 25. Better than bank-grade underwriting — you know you're approved before you click submit.
When you sign up for any bank bonus offer through BigBankBonus, your $49/mo subscription fee is automatically waived for 91 days. Since most bonuses pay $300–$600+, the platform pays for itself before you're ever charged. The waiver resets each time you sign up for a new offer.
Bank account openings use ChexSystems or EWS — not credit bureaus — so there's typically no hard pull on your credit score. Our EWS & ChexSystems policy monitor tracks the latest bank policies so you always know which banks check which system before you apply.
When you connect your bank via Plaid, your 3-day free trial starts immediately — no credit card required. You get full access to all Pro features. On day 4, $49 is debited from your linked bank via ACH. Cancel before day 4 and you pay absolutely nothing.
The scheduler uses Plaid Transfer to automate the direct deposit requirements that most bank bonuses require. It runs a 91-day cycle — ACH push (credit to your bonus bank) then ACH pull (debit back) — repeating as needed. You set it up once and the system handles everything.
Yes — cancel anytime from your Command Hub. Cancel during the 3-day trial (before day 4) and you pay nothing. Cancel mid-month after being charged and you retain access through the end of that billing period.

Ready to start earning?

Join thousands of members earning $300–$600+ per bank offer. 3-day free trial, no credit card needed.

🔒 Secured by Plaid  ·  Bank-grade encryption  ·  Cancel anytime

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